Wednesday, August 8, 2012

Entrepreneurialism and Pat Maser | Business Finance Solutions

Entrepreneurship is a excellent quality to encourage in our children. Students should be exposed to the successes of self-made men and women, and learn how to start a business on their own. Encouraging the youth to investigate alternative careers in leadership positions will produce well rounded and creative young adults who realize the prospects of their dreams.

If we encouraged our youth to turn their ideas into a profitable business, they could positively affect our economy. The next big idea could lie within a teenager, so it is advantageous to promote entrepreneurial values and qualities in our young people. A big idea can turn into a profitable business that can develop and employ thousands of people. Good ideas make money and create jobs. Entrepreneurs like Pat Maser know this, and have encouraged others to become successful.

Many entrepreneurs create successful businesses right in their own homes, creating businesses that work on their own time. There is so much freedom in owning a business that many people find it to be very fulfilling and rewarding. These entrepreneurs prove that success can happen and are an inspiration for young people, giving them the hope that if they set their minds to it, they too can achieve whatever they want. Parents and schools should be encouraging kids to reach for the stars so that they can be the business leaders of tomorrow.

So what can schools and parents do to promote kids plans? Workshops in business management and entrepreneurship can inform students on the importance of communication in business and teach them the foundations of business. Even if a student is not interested in starting their own business, they?ll still get exposure to business and potentially become a member of business management. To become successful like entrepreneur Patrick Maser, students need to be educated about business and get exposed to what running a business means.

When kids are encouraged to build on their ideas, they have more freedom to be innovative. Teaching students about entrepreneurship and encouraging them to picture their ideas as a profitable business gives them the confidence to develop their ideas. When young people are given the correct tools to succeed, they?ll have the confidence to make their dreams into a reality and become the business leaders of tomorrow.

Visit here today if you?re trying to learn some more details about Patrick Maser

Source: http://immfinancial.com/2012/entrepreneurialism-and-pat-maser/

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'Is she not dead?' asks husband in ICU shooting

In this undated photo provided by the Summit County Sheriff Department shows John Wise. Wise, 66, is suspected of the mercy killing of his wife, who was shot at her bedside in the ICU unit of Akron General Medical Center Saturday. She died the next morning. Wide seemed perplexed at the charge when he stood before a judge Tuesday, Aug. 7, 2012 on an aggravated attempted murder charge, asking whether his wife was indeed dead. (AP Photo/Summit County Sheriff Department)

In this undated photo provided by the Summit County Sheriff Department shows John Wise. Wise, 66, is suspected of the mercy killing of his wife, who was shot at her bedside in the ICU unit of Akron General Medical Center Saturday. She died the next morning. Wide seemed perplexed at the charge when he stood before a judge Tuesday, Aug. 7, 2012 on an aggravated attempted murder charge, asking whether his wife was indeed dead. (AP Photo/Summit County Sheriff Department)

In this undated photo provided by the Summit County Sheriff Department shows John Wise. Wise, 66, is suspected of the mercy killing of his wife, who was shot at her bedside in the ICU unit of Akron General Medical Center Saturday. She died the next morning. Wide seemed perplexed at the charge when he stood before a judge Tuesday, Aug. 7, 2012 on an aggravated attempted murder charge, asking whether his wife was indeed dead. (AP Photo/Summit County Sheriff Department)

(AP) ? A man suspected of calmly walking into a hospital's intensive care unit and shooting his wife in the head in what may have been a mercy killing appeared perplexed at the attempted murder charge against him when he stood before a judge Tuesday, asking whether his wife was indeed dead.

Hours later, a medical examiner issued a report ruling the woman's death from the gunshot wound a homicide, clearing the way for prosecutors to consider more serious charges in the shooting of his wife of 45 years.

John Wise, 66, with a full white beard, appeared before an Akron Municipal Court judge via video from jail on an aggravated attempted murder charge. His bond was set at $1 million. He is due back for arraignment Wednesday morning.

Wise, who lived with his wife in Massillon, is charged with shooting his wife, Barbara, at her bedside in the ICU unit of Akron General Medical Center on Saturday. The 65-year-old woman died the next morning.

Wise surrendered to hospital security after the shooting and has cooperated with investigators.

A 911 call recording released Tuesday indicates some people at the hospital initially thought the gunshot sound in a patient's room might be an oxygen tank and went in to investigate, only to find a man dressed in black. He was sitting and appeared to be handling a gun.

"We couldn't figure it out. We all went in the room because we thought it came from there. We thought it was an oxygen tank," a woman who reported the shooting told a dispatcher. "Then we saw him sitting there with a gun, and he was like, you know, loading it or whatever."

She said she had gone to hide in a room down the hall but could hear a commotion, with people yelling and running nearby. Then the caller apparently abandoned the call after telling the dispatcher "I think someone's coding or something" and saying she needed to go help.

Another caller from hospital security confirmed to a dispatcher that a patient had been shot.

Wise apparently was confused about the attempted murder charge Tuesday, asking, "Is she not dead?"

Visiting Judge Marvin Shapiro didn't answer his question but said Wise would soon have an attorney who could. "We're going to get you an attorney who will be able to answer all of your questions for you, sir," Shapiro told him.

Messages were left Tuesday with Andrea Whitaker, who was listed as Wise's attorney in court records filed after the court appearance.

Police said Barbara Wise had been in critical condition in the ICU for several days, but details of her illness haven't been made public.

Emergency personnel responded to the Wises' home a week before the shooting for a medical call that involved advanced life support, including oxygen and a heart monitor. Hospital and emergency officials have said they can't disclose any information about patients because of privacy rules.

Akron police Capt. Dan Zampelli said officials are looking into whether Wise shot his wife in a mercy killing.

Wise entered the hospital through the main entrance and went up to his wife's room without drawing any attention, apparently keeping the handgun concealed, hospital spokesman Jim Gosky said.

Hospital security officers ran from the ground floor's emergency department to the ICU's third floor after an alert sounded that someone had a weapon, Gosky said. A distinctive popping sound drew a physician's attention to respond, too.

The Wises lived in Massillon, 25 miles south of Akron. No one has answered the door at their brick bungalow, and messages have been left with family members.

Neighbor Crystal Maxhimer, who lives two houses away, said she knew the couple only in passing. She said she frequently saw them working on their yard together.

___

Associated Press writers Kantele Franko in Columbus and John Seewer in Toledo contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-08-07-Hospital%20Shooting/id-e7e7835d415745ccb86ec67c50b10302

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Convention Role Set for Rand Paul, Not His Dad (WSJ)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/238960943?client_source=feed&format=rss

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Tuesday, August 7, 2012

lubbockonline: Soldiers from Texas, Florida killed in Afghanistan http://t.co/gMDWmZ7g

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Source: http://twitter.com/lubbockonline/statuses/232562767998111744

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What is a personal loan and is it right for you ... - Personal Finance

This guest blog comes from the content writers at Friday Friday.

A personal loan is exactly what it sounds like, a loan which is intended for personal use. You can spend this on whatever you like, it can be for a car, home improvements or to pay off a holiday in full. Personal loans can be used as a tool to pay off credit card balances to then allow the individual to pay off the amount in smaller, more manageable instalments. You can generally get up to ?15,000 ? but some lenders offer up to ?25,000. The conditions of your loan and the approved amount will depend on the lender and your individual circumstances i.e your credit report and income.

Here are the key points to consider when choosing which loan to take out.

Loan terms
Loan periods depend on the lender and the amount you intend to lend. Some lenders will give you a loan for as short a period as six months, although a year is more common. This is very useful when you are lending with the purpose of buying a new vehicle or paying off a holiday in one sum. The maximum length is usually seven years, although some firms will lend over ten. This is more typical with larger loaned amounts, perhaps for extensive home improvements. Personal loans make the most sense for people who want to repay something over a few years. If you only need the money over six months using your credit card probably makes more sense or if the money is for a shorter term then a payday loan may be a more appropriate lending option.

Lenders
Banks and building societies offer personal loans at competitive rates. Loan firms are often a good point of call and have some competitive rates and lending agreements. Reputable firms generally charge penalties of no more than two months? interest if you pay off the loan early. You should always look around the market, compare lenders and speak to each in order to narrow your search down to to get an idea of how much you would be entitled to borrow, repayment plans and what interest rates you would be offered.

Interest
Repayment rates are usually fixed for the entire term of the loan, which means you know exactly how much you will repay each month. The disadvantage is that you could be paying more than borrowers who take out a similar loan in six months? time ? so it may be a better option to look at these types of loans ? especially if you are intending on paying over a shorter term. Many lenders will insist that you take out a direct debit for the repayments. The crucial rate to look for is the APR ? annual percentage rate ? which includes the effect of any arrangement fees you have to pay, although few lenders actually charge these today.

Before committing to any loan amount work out the monthly repayments and ask yourself if you can see any reason why you may not be able to make the repayments in the foreseeable future. If you can think of any likely reason as to why you won?t be able to make the repayments for the duration of the term then this is not the option for you. On the other hand a personal loan of the appropriate amount may be an ideal lending option.

Source: http://www.personalfinance4all.com/what-is-a-personal-loan-and-is-it-right-for-you/

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Curious About Curiosity: What We'll Learn From Mars

The Mars Science Laboratory rover, named Curiosity, made a successful landing on the surface of the red planet, drawing shouts and cheers from the mission control staff at NASA's Jet Propulsion Laboratory. University of Redlands professor Tyler Nordgren explains what Curiosity may discover.

Source: http://www.npr.org/2012/08/06/158208047/curious-about-curiosity-what-well-learn-from-mars?ft=1&f=1007

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How to Find Free Debt Management Help | Advantage CCS

debt | Advantage CCSIn today?s failing economy, individuals are finding themselves with many bills that they are unable to pay. The amount of debt is far exceeding most individual?s paychecks leaving them with increased difficulty in meeting their financial obligations. Some individuals find themselves searching for free debt management help and others are facing bankruptcy or foreclosure.

When consumers find themselves in the dilemma of which bills to pay each month, and how to pay them, they begin to realize that they need financial guidance and credit card debt help. Searching for free debt management help is as easy as turning on the computer and utilizing Google or another search engine. Many sites offer debt consolidation plans as well as financial guidance. These sites are easy to locate by typing ?free debt help? or ?debt management program? into a search engine and scanning through the results. It?s best to look for a non-profit credit counseling agency because you?ll know for certain that they will always have your best interest in mind. The National Foundation for Credit Counseling (NFCC) is also an excellent place to start your search.

Some people will call debt management agencies that are advertising on the television. Call-in toll free numbers can give some individuals the help they need. Some consumers just need their debt to be restructured, managed, or consolidated so that they can meet their obligations. With restructuring or consolidation of bills, individuals can combine all of their bills into one lump sum or one monthly payment that they make to the debt management agency handling their account. This is then divided between the creditors for the amounts that were agreed upon by the creditor and the debtor. These monthly amounts come from the original approved proposals that were sent out to those creditors.

Credit counseling agencies help the consumer by contacting each bill collector and credit card issuer to request a reduction in interest rates and fees. This is done by sending each creditor a proposal and letting them know that the consumer is enrolling in a debt management program. Most credit card or collection agencies will work with the credit counseling agency to come to an agreement on how much is to be paid to them each month, how low they are willing to go with their interest rate, and if they?ll waive all fees. With this agreement (approved proposal) most individuals will come out with less money owed in the end, pay off the balance at a faster pace, and be able to handle the monthly payment arrangements. This can help most individuals get out of debt as quickly as possible and become self-sufficient with their finances in the future.

Online searches will drive consumers to the free debt management help that they need to regroup and rebuild their finances to a manageable amount. Calling and talking with the debt management program professionals or certified credit counselors will give the individual the security they need to make a good decision and choose the right credit counseling agency. Do not risk losing everything, going into bankruptcy, or face a home foreclosure because you are in debt. Call Advantage Credit Counseling Service, Inc. today to see how we can help you get on the right path to becoming debt free!

Image: FreeDigitalPhotos.net

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Source: http://www.advantageccs.org/blog/wordpress/index.php/credit-counseling/how-to-find-free-debt-management-help?utm_source=rss&utm_medium=rss&utm_campaign=how-to-find-free-debt-management-help

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